CHECK LIST FOR INDIVIDUAL HOUSING LOANS

CHECK LIST FOR INDIVIDUAL HOUSING LOANS

1.      LOAN APPLICATION DULY FILLED IN.

2.      PASSPORT SIZE PHOTOGRAPHS OF BORROWER /CO-BORROWER.

3.      SALARY CERTIFICATE AS ON A RECENT DATE WITH DEDUCTIONS FOR BORROWER AND CO-BORROWER.

4.      FORM 16(FOR EMPLOYEES) AND TAX RETURN COPY (SARAL 2D) (FOR SELF EMPLOYED/PROFESSIONALS, TAX RETURN FOR PAST 3 YEARS), PHOTO COPIES OF IT CHALLANS PAID.

5.      PROOF OF IDENTITIY (PASSPORT /SIGNATURE ATTESTATION BY BANKER/VOTER ID CARD,ANY OTHER ACCEPTABLE PROOF)

6.      PROOF OF RESIDENCE(TELEPHONE BILL/ELECTRICITY BILL/GAS RECEIPT)

7.      COPY OF BANK ACCOUNT STATEMENT FOR THE LAST 6 MONTHS.

8.      ALLOTMENT OF THE FLAT/HOUSE/AGREEMENT FOR SALE/AGREEMENT OF COMPLETION /CONSTRUCTION.

9.      RECEIPTS FOR PAYMENTS IF ALREADY MADE.

10.  HOME LOAN WOULD BE COVERED UNDER SBI LIFE (OPTIONAL).